Pay now or Pay later by KH

Pay now or Pay later.

Pay later was my habit.

My entire life was on edge.

Not the edge of glory,

but the edge of losers.

Everyday is a gamble, but I always loose.

Until I was given a chance to gamble on a cruise.

Was it to good to be true?

I was a fool to accept.

Well I was pretty desperate to get rid of that huge debt.

No there is no way to return.

Pay now or Pay later.